The opportunity of fintech in Vietnam looks promising. Vietnam's fintech market hit $4.4 billion in 2017, and it will reach $7.8 billion by 2020, including high internet and smartphone penetration rates in urban centers, increased popularity of e-wallets, rising income and consumption, and a growing e-commerce sector. According to Michael Sieburg, Associate Partner at Solidiance, much of Vietnam’s finch growth depends largely on the state's movements in the next few years and by the country's high smartphone penetration rate. 


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